As we start to make changes in our lives I wanted to mention something that is overlooked sometimes which is life insurance. It is not a pleasant subject to think about but is is something that I will be going over again here personally since we are increasing our debt responsibilities by building our new home. I am not an insurance salesperson so I am not trying to push anything. I believe that there is good and bad life insurance with term life being the good kind to have. Please read this article from Clark Howard if you have a few minutes:
I do not mean to be macabre, but life is not always planed and executed like a house. Personally I lost my mother when I was very young as a baby, but I was very lucky to have a good and loving family to raise me.
Please consider what it would take to keep your family comfortable at least financially in the event that you are not with them in physical form. It is something to consider for both those working and earning a wage and those who are working at home with the family. A loss of either would be devastating personally which is obvious, but the loss of either can have a huge financial toll as well that must be accounted for.
Certainly there is no one right way to protect against unforeseen events like this, but if you are able to take the opportunity to review your options that is what I am hoping for.